See what's actually on your credit report — for free.
Your TransUnion score, full report, and monitoring alerts — pulled directly from the bureau. We don't ask for your Social Security Number on this page. That happens securely on TransUnion's own site, not here.
Get My Free ScoreOne click gets you the full picture
Everything below is delivered by TransUnion once you continue — this page is just the front door.
Free credit score
Your VantageScore® 3.0, updated regularly by TransUnion.
Full credit report
Your official TransUnion report, in plain language.
Personalized card offers
Matched offers via CardMatch™ by Bankrate — nothing required.
Ongoing monitoring
Daily updates and alerts if something on your report changes.
Why we don't ask for sensitive info here
Identity verification for a real credit report has to happen with the bureau itself — that's TransUnion, not us. So this page never asks for your Social Security Number, and never will.
- We only pass you to TransUnion's own signup page — you finish there, on their domain.
- TransUnion is one of the three major U.S. credit bureaus, established in 1968.
- Checking your own score this way is a "soft inquiry" and does not affect your credit.
Common questions
Will checking my score hurt my credit?
No. This is a "soft" check, the same kind you'd do yourself. Soft checks never affect your credit score, no matter how often you do them.
Do I need to enter my SSN on this page?
No — never. This page doesn't collect it. If TransUnion needs to verify your identity to build your report, that happens on their own secure site after you click through.
Is this actually TransUnion?
This page is an independently operated advertising page that links to TransUnion's official free credit score signup. We may earn a referral fee if you sign up — see the disclosure below.
Do I need a credit card?
No card is required to see your free score and report.
Ready to see your score?
It takes about two minutes, and there's no card and no SSN entered on this page.
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